debt relief options

that work.

Stop chipping away at your debt…

What happens when you owe $20,000 in debt and making minimum payments.


Interest Rate

The interest rate on your debt.


Years to Debt Payoff

This is the total length of time required to pay off this credit card debit if you only make minimum payments.


Total Payments

This is the total you will pay to pay off this credit card debt if you only make minimum payments.

There is a better way.

Debt Relief

Reduce the outstanding principal amount you owe to your creditors. Lower the interest rate on your credit cards and other types of unsecured loans. Extend the term of a loan to reduce payments. The way our program reduces the principle amount owed is through debt settlement.

Debt Consolidation

Debt consolidation is a debt management strategy where you combine multiple debts into a single payment. When you use this method, you may be able to simplify your payment schedule and get a lower interest rate than you’re currently paying on your debts.

Debt Settlement

A key part of the debt settlement process is debt negotiation. That’s when a creditor agrees to reduce the amount you owe and “settle” the debt for less. Many creditors routinely settle accounts for less than the amount owed. Your creditors may be among them.

Debt Management

Debt management companies work with consumers to secure interest rates that are lower than the ones that consumers receive on their own. Debt management firms can secure these lower rates with pre-arranged agreements with credit card companies.

How our program works.

Debt relief is an opportunity to put your debt behind you without paying the full amount owed. Our debt experts negotiate with your creditors to get them to agree to settle for less than the full amount you owe, so you can resolve your debt for less and in less time than other debt solutions. Check out a DebtRise Debt Relief review from our partners at for more information.

As a debt relief company dedicated to helping consumers resolve their debts, we know how to create a custom debt relief program that gets you the best possible results.

There are 5 phases in the Debt Rise program:


Learn your options with a free consultation from a certified debt consumer advocate and start your journey to becoming debt free.


Each month, you make a deposit into an FDIC-insured savings account that you control. As your account grows, we create a custom plan to get you out of debt.


After enough funds build up in your account, we negotiate with your creditors to settle your debts for significantly less than you owe.


Our expert negotiators work hard to get you the best savings possible. Every time we settle one of your debts, we contact you for authorization and approval.

Debt Free.

After the full settlement amount is paid on each account, you no longer owe your creditors. Your debt is behind you!

Getting started is simple.

Tell us about your debt

Talk to one of our Certified Debt Consultants to see if DebtRise could be the right solution for your debt

See what you could save

Find out how much time and money you could save by partnering with us to resolve your debt

Enroll in our program

We will negotiate settlements with your creditors until all of your enrolled debt is behind you

You could begin your path to debt relief in just a few days.